Losing a loved one is an incredibly difficult experience. On top of this emotional weight, surviving spouses often are confronted with the challenging task of sorting out money matters. It's common to feel overwhelmed and confused about where to start. This guide aims to provide some helpful steps to ease the process of managing debt after a loss.

Financial burden can feel overwhelming, but it doesn't have to control your life. There are viable strategies you can implement to overcome debt and regain independence. One critical step is to develop a detailed budget that records your income and expenses. This will give you a clear picture of your current financial situation and pinpoint areas w